Europe-Switzerland cross-border commuters: best solution for changing your salary from Swiss Francs to Euros.
Since 2015, we help European cross border workers to convert their wage from CHF to Euro, with our unbeatable exchange rate and customer service.
Best exchange rate in Switzerland with real-time quoting. Get more Euros for your Swiss Francs
Save up to 80% compared to the exchange rates of banks and cash currency exchange offices
Dedicated customer service to assist you with any questions or issues related to currency exchange
Invite friends and businesses, and get rewarded! Earn prizes or bonuses for every successful referral.
Frequently Asked Questions | FAQ
It’s normal to have doubts before trying a new service. That’s why we want to answer the most common questions right away.
What documents are required to open a profile with Moneyswapp.com if I am a cross-border worker?
You need to have a valid identity document and your work permit at hand.
For exchanges over 5,000 CHF in a single transaction or linked transactions, we will ask you for a few additional documents.
Can I receive the euros directly into my euro account in Europe?
Yes. We can send the euros via SEPA Instant transfer to your bank account in Europe (Revolut, N26, Wise, etc.).
Do I have to open a bank account in Switzerland?
To use Moneyswapp.com, you do not need to have a bank account in Switzerland. With Moneyswapp.com, you can request a free virtual IBAN in Swiss francs in your name! For more information, visit the page dedicated to the vIBAN.
I will exchange my salary every month, which is less than 5,000 CHF per month. Do I need to complete video identification?
It is not mandatory. However, we still recommend unlocking your profile for exchanges over 5,000 CHF. This will be useful if you need to exchange a bonus or your thirteenth-month salary.
Can I send the money to a joint account with my wife?
Yes. Joint accounts are accepted. Please note: we may ask you for a bank statement showing your name as a joint account holder.
Can I refer a friend? Are there any rewards?
Yes. Visit the promotions section of our website: https://moneyswapp.com/promotions/
How long does it take for my salary to reach my euro account?
Most exchanges are processed within a few hours. If you send the money to be exchanged in the morning, the transaction is usually completed within the same business day. Timing also depends on your bank. For details, please refer to the customer agreement available here: https://moneyswapp.com/terms-conditions/
Can I automate the exchange of my salary every month?
Yes. Moneyswapp.com offers a recurring exchange service. You can set up a recurring bank transfer to send a fixed amount to be exchanged every month. For more information and details, visit the page dedicated to recurring salary exchange: https://moneyswapp.com/recurring-salary-exchange-cross-border-workers/
Do you provide a statement that can be used for my tax return?
Yes. In your personal area, you can always download the history of your completed exchanges and a .pdf exchange receipt for each transaction.
Can I send you my salary in CHF and decide later when to exchange it?
No. We do not offer a custody service and we do not hold client funds except for the time strictly necessary to carry out currency exchange transactions.
However, we offer an SMS alert service to notify you when the exchange rate reaches a pre-set level.