0 commissions.
No subscription.
Clear costs and real savings
Moneyswapp.com applies a transparent spread ranging from 0.15% to 0.35% on the EUR/CHF market exchange rate, with no fixed fees or hidden transaction costs
Currency pairs and competitive spreads
With Moneyswapp.com you can trade the main currency pairs CHF/EUR, EUR/USD and USD/CHF, always with a clear and competitive spread.
The spread is the difference between the interbank rate and the actual rate applied to your transaction.
Unlike traditional intermediaries, who apply high spreads on top of commissions, we show you upfront exactly how much you pay and how much you receive.
See the mark-up spread for each currency pair
* The mark-up spread refers to the additional spread applied by the intermediary compared to the interbank exchange rate.
Currency exchange simulator:
Here’s a tool that lets you simulate an exchange through our service, always keeping track of the spreads we apply to each available currency pair:
CHF
EUR
* The mark-up spread refers to the additional spread applied by the intermediary compared to the interbank exchange rate.
How much does it cost to exchange currency?
The more you exchange, the less you pay. The mark-up on the interbank exchange rate progressively decreases from 0.35% to 0.15% depending on the amount exchanged, with no fixed fees or bank transfer costs.
Amount ranges
(CHF or equivalent)
Margin on the EUR/CHF market exchange rate (%)
Fixed Fee
Bank Transfer Fee
0 – 999.99
0 CHF
0 CHF
1’000 – 1’999.99
0 CHF
0 CHF
2’000 – 2’999.99
0 CHF
0 CHF
3’000 – 3’999.99
0 CHF
0 CHF
4’000 – 4’999.99
0 CHF
0 CHF
5’000 – 5’999.99
0 CHF
0 CHF
6’000 – 6’999.99
0 CHF
0 CHF
7’000 – 7’999.99
0 CHF
0 CHF
8’000 – 8’999.99
0 CHF
0 CHF
9’000 – 9’999.99
0 CHF
0 CHF
10’000 – 19’999.99
0 CHF
0 CHF
20’000 – 29’999.99
0 CHF
0 CHF
30’000 – 39’999.99
0 CHF
0 CHF
40’000 – 49’999.99
0 CHF
0 CHF
from 50’000
0 CHF
0 CHF
The table above shows the mark-up spread applied to the EUR/CHF and CHF/EUR currency pairs.
For all amount ranges: Fixed fee: 0 CHF
Bank transfer fee: 0 CHF
Our formula, simple and transparent
Moneyswapp.com was founded in Canton Ticino, Switzerland, which is why we place special focus on the CHF/EUR pair, ensuring highly favorable conditions for cross-border workers who need to convert their salary from Swiss Francs (CHF) to Euros (EUR).
Zero
Fixed Commissions
You don’t pay any fixed costs for the transaction — the only requirement is a minimum exchange of 100 CHF or equivalent.
Zero
Opening or Management Fees
There’s no need to open a new bank account. You can create a profile for free and use it at no cost, today and in the future.
Zero
Transfer Fees
We don’t charge you anything for either the receipt of your transfer in CHF or the sending of the transfer in EUR via SEPA/SEPA Instant to your european account.
Our Price List
Service
Cost
Currency exchange
No fixed commission, only our spread applies
Receiving domestic transfers in CHF
FREE
Sending domestic transfers in CHF
FREE
Receiving SEPA transfers in euros
(from Switzerland or a European country)
FREE
Sending SEPA transfers in euros
(to Switzerland or a European country)
FREE
Recurring exchange service
(on request)
FREE
FREE – No setup or maintenance costs – also for cross-border workers and non-residents in Switzerlan
FREE
our spread is your advantage
The spread we apply is transparent from the outset, so you know exactly how many Euros you will receive for your CHF. You can exchange your salary every month without worrying about surprises or hidden costs, also with our Recurring Salary Exchange service.
For example, when exchanging 1’000 CHF into EUR, the mark-up on the exchange rate is just 3.40 CHF (0.34%), and for higher amounts the spread progressively decreases, down to 0.15% for amounts over 50’000.
No extra fees that affect the final amount.
The result? Every time you exchange, you save and receive more money — with no surprises and no compromises.
Let’s take an example:
Your savings month after month
Let’s look at a practical example for a typical cross-border salary, comparing the costs with a traditional bank:
Moneyswapp.com: 4.000 CHF
Moneyswapp.com: 0 CHF
Moneyswapp.com: 0.25% (10.00 CHF)
Moneyswapp.com: 10.00 CHF
Service
Salary to exchange
Fixed commission
(bank average)
Applied spread
Total cost
for you
Traditional Bank
4.000 CHF
15 CHF
1.5% (60 CHF)
~ 75 CHF
Moneyswapp.com
4.000 CHF
0 CHF
10.00 CHF
Ready to get more from your salary?
Stop wasting money on unnecessary fees. Sign up for Moneyswapp.com: it’s simple and free.
*Try our net salary calculator and instantly see how many more euros you can get by using Moneyswapp.com. It only takes 30 seconds.
Choose Swiss transparency and security
Choosing Moneyswapp.com is not just about convenience — it’s also about trust and security. As a licensed and regulated financial intermediary in Switzerland, we ensure your money is managed according to the highest standards of safety, reliability, and professionalism.
Our process is 100% digital, allowing you to complete everything online, in just a few minutes, from your computer or smartphone. You can lock in the exchange rate when it’s most favorable for you, without ever needing to visit a bank branch or exchange office.