Bank accounts
Swiss and eurozone accounts, cards and financial services for cross-border workers: where to keep your money and how to move it without hidden costs.
Those who work in Switzerland but live abroad almost always end up managing two accounts in parallel: one in francs, where the salary arrives, and one in euros for everyday expenses. Choosing where to keep your savings, which card to use and how to move money between the two countries directly affects how much goes to fees every month.
In this section you will find the guides to find your way between Swiss and eurozone accounts, together with everything related to managing your savings as a cross-border worker.
A Swiss bank account is almost unavoidable for those who receive their salary in francs, but it must be chosen carefully: between account fees, withdrawal costs and the exchange rates applied by the bank, the difference between two institutions can be worth hundreds of francs a year — the guide to the bank account in Swiss francs for cross-border commuters compares the main options.
Remember that your Swiss account usually has to be declared in your country of residence, even if it does not earn interest. For the most practical part — exchanging your salary at the best rate, avoiding the fees of traditional banks — you will find the dedicated guides in Currency exchange.