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Exchange of your second pillar LPPfrom CHF to EUR

Get more value from your LPP pension capital

Convert your second pillar pension from CHF to EUR with Moneyswapp.com, with a service designed to handle large amounts.

Have you built up your second pillar pension in Switzerland and now need to convert your pension capital from CHF?

With Moneyswapp.com, you can manage the exchange of your LPP pension capital from CHF to EUR entirely online, with a service designed to handle the larger amounts typically involved at the end of your working career.

Calculate your exchange
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How much is your LPP pension capital worth in euros today?

The process is simple, secure and transparent:

  • Check the value in euros
    See how much you could receive by converting your capital from CHF to EUR today.
  • Check the applied exchange rate
    With large amounts, even small percentage differences can add up to hundreds or thousands of francs.
  • Consider the final amount
    Before making the exchange, check the actual amount that will be credited to your account.
  • Manage large amounts with ease
    Moneyswapp.com offers a service designed to handle substantial LPP pension capital.

I want to exchange:

CHF EUR USD GBP
Swap currencies
CHF EUR USD GBP

Your Savings*

3600 CHF

No fees. You get exactly what you see.

Live exchange rate:

1 CHF = - EUR

*Savings of 200 basis points (0.02%) are calculated by comparing Moneyswapp.com rates with the average rates applied by traditional banks and financial intermediaries in Switzerland.

Capital

CHF 200.000

0,5% difference

CHF 1.000

1% difference

CHF 2.000

For large amounts, even a small difference in the exchange rate can affect the final amount by hundreds or thousands of francs.

Problem:

You’ve worked in Switzerland for years. Your LPP pension capital deserves careful consideration when it comes time to exchange it.

For cross-border workers, the second pillar often represents capital built up over many years of working in Switzerland. But when the capital is paid out in Swiss francs, managing it does not end once the funds reach your account: if you need to use the money in Europe, you also need to decide how to convert your LPP pension capital from CHF to EUR.

Second pillar exchange: who is it for?

The service is designed primarily for those who need to convert pension capital from Swiss francs into euros.

Former cross-border workers:

You worked in Switzerland for years and, at the end of your career, need to convert your LPP pension capital from CHF into euros.

For those who choose to withdraw their LPP pension capital as a lump sum:

Moneyswapp.com specializes in currency exchange for large amounts.

Per chi sceglie la rendita mensile:

You can convert your Swiss francs into euros every month with a recurring exchange, or use the vIBAN service if you want to close your Swiss bank account.

Converting your LPP pension capital: exchanging large amounts

When you receive your pension capital, you may find yourself managing a substantial amount built up over many years of work.

  • The exchange rate applied: With large amounts, even small differences in the exchange rate can have a significant impact.
  • Managing the transaction: Pension capital requires additional documentation and checks compared with a smaller currency exchange.
  • Planning ahead: It is useful to have your profile set up and the necessary documentation ready before the funds are credited.
  • Support: For an important transaction, having someone who can guide you through the process and clarify each step can be helpful.
Image generated with artificial intelligence

How to convert your second pillar pension from CHF to EUR

1. Sign up on Moneyswapp.com

Create your profile for free and complete the required verification steps.

2. Prepare the required documentation

For amounts over CHF 5,000, additional checks are required, including documentation on the source of funds and video identification.

3. Receive or transfer your CHF

You can use a standard CHF account or, where suitable for your situation, Moneyswapp.com’s free CHF Virtual IBAN.

4. Convert your capital into euros

Request the CHF/EUR exchange, send your CHF and receive the euros in your destination account.

Don’t have a Swiss bank account? We can provide you with a free personal CHF IBAN

If you are about to receive your LPP pension capital but do not want to keep a Swiss bank account, you can use Moneyswapp.com’s free CHF Virtual IBAN.

The service allows you to receive CHF payments from your employer or pension fund and have the equivalent amount in euros credited directly to your euro account.

Discover the free CHF IBAN

Need to convert a large amount? Speak with an authorized currency exchange specialist

When it comes to capital built up over many years of work, it is natural to have questions about the process, the right time to make the exchange, or the documents required.

Book a free consultation*

*Moneyswapp.com offers a free online consultation of approximately 15 minutes on currency exchange.

Exchange rate difference

Theoretical impact (calculated on a 200.000 CHF capital)

0,10%

CHF 200

0,50%

CHF 1.000

1,00%

CHF 2.000

1,50%

CHF 3.000

A small difference in the exchange rate can have a significant impact on a large amount of capital.

As the amount increases, even a seemingly small difference in the exchange rate can have a meaningful impact. That’s why, before converting your LPP pension capital, it is worth checking the actual exchange rate applied and the final amount you will receive in euros.

Frequently Asked Questions | FAQ

It’s normal to have questions before trying a new service. That’s why we want to answer the most common ones right away.

Yes. Moneyswapp.com offers CHF/EUR currency exchange services and can also handle large transactions, subject to the required documentation checks.

Yes. Moneyswapp.com explicitly lists second pillar pension payments among the funds that can be received through its CHF Virtual IBAN.

Not necessarily. The free CHF Virtual IBAN is designed to let you receive payments in Swiss francs without having to open a traditional Swiss bank account.

Yes, but for amounts over CHF 5,000, additional checks and documentation are required, including video identification.

The required documentation may include an identity document, Customer Profile, Form A, and documents proving the source of funds. Documentation from the pension fund may also be requested as part of the verification process.

Yes. The service shows you the exchange rate and the amount you will receive before the conversion, based on the conditions applicable to your requested exchange.

The pension capital is paid out in CHF; Moneyswapp.com can then handle the CHF/EUR conversion. With the Virtual IBAN, CHF payments are converted and transferred to the linked EUR account.

This page focuses specifically on currency exchange. For information on withdrawal options, how the second pillar works, and the related tax considerations, please refer to our dedicated guide.

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Have you already received your LPP pension capital?

Don’t treat the final step — converting your capital from CHF to EUR — as just another banking transaction. Calculate the value of your pension capital in euros and choose the most suitable way to manage the conversion.

Calculate the CHF/EUR exchange
Contact our advisors
Disclaimer on Tax and Pension/Social Security Content

The information, values, and calculations provided on the website, in the guides, and through the related online calculation tools are for indicative, illustrative, and informational purposes only. Estimates Based on Average Parameters. Taxes, duties, social security contributions, and insurance policy premium amounts (both mandatory and optional) are derived from simulations and estimates based on average and general values. Therefore, they cannot in any way take into account the personal, financial, cantonal, or municipal specificities of individual users, nor the inherently volatile nature of currency markets and exchange rate fluctuations. No Professional Advice. The editorial content and calculation tools made available on the website do not constitute, nor are they intended to replace, tax, social security, legal, or financial advice. The use of the information and data is at the user's sole risk and responsibility. Regulatory Updates and Limitation of Liability. Tax, pension, and social security regulations are subject to frequent changes in both Swiss and European legislation. ELP SA assumes no liability, either express or implied, regarding the accuracy, completeness, timeliness, or reliability of the data provided. Important Recommendation: Before making any financial, pension, or tax decision, it is strongly recommended to seek the advice of qualified professionals in the field or to contact the competent authorities directly.