Territorial Restrictions. ELP SA has no offices, branches, or representatives abroad. ELP SA does not carry out commercial or marketing activities outside the territory of the Swiss Confederation and has no representatives, agents, or active sellers abroad. Access to the site is subject to the reading, understanding, and acceptance of the disclaimer available on the site: Disclaimer Link

Tax and social security disclaimer

Disclaimer on Tax and Pension/Social Security Content
The information, values, and calculations provided on the website, in the guides, and through the related online calculation tools are for indicative, illustrative, and informational purposes only.
Estimates Based on Average Parameters.
Taxes, duties, social security contributions, and insurance policy premium amounts (both mandatory and optional) are derived from simulations and estimates based on average and general values. Therefore, they cannot in any way take into account the personal, financial, cantonal, or municipal specificities of individual users, nor the inherently volatile nature of currency markets and exchange rate fluctuations.
No Professional Advice. The editorial content and calculation tools made available on the website do not constitute, nor are they intended to replace, tax, social security, legal, or financial advice. The use of the information and data is at the user’s sole risk and responsibility.
Regulatory Updates and Limitation of Liability. Tax, pension, and social security regulations are subject to frequent changes in both Swiss and European legislation. ELP SA assumes no liability, either express or implied, regarding the accuracy, completeness, timeliness, or reliability of the data provided.
Important Recommendation: Before making any financial, pension, or tax decision, it is strongly recommended to seek the advice of qualified professionals in the field or to contact the competent authorities directly.

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